Kevin S. Reid Insurance Services, Inc.
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Delta Dental Plan – Premier Choice 1500

Benefit Summary*
Level 1 (5-99 lives) (in effect on 4/16/2002)
   
General  
Deductible $25 per person/year; $75 family max/year.
Maximum $1,500
Waiting Period None
   
Diagnostic  
Office Visit Oral exam/office visit 2/yr. at 100% if dentist has fee filed with Delta.
X-rays - complete set 100% - full set covered once every 5 years, bitewings 2/yr to age 18; 1/yr for 18+
   
Preventive  
Prophylaxis 100% not subject to the deductible; limited to two in a calendar year
Space maintainer 100%
   
Restorative  
Amalgam - primary 80% after deductible
Amalgam - permanent 80% after deductible
   
Endodontics  
Root canal - anterior 80% after deductible
Root canal - molar 80% after deductible
   
Periodontics  
Gingivectomy - per quadrant 80% after deductible
Periodontal scaling - per quadrant 80% after deductible
   
Oral Surgery  
Extraction - single tooth 80% after deductible
Extraction impacted 80% after deductible
   
Adjunctive  
Local anesthesia 80% after deductible
Broken appt. fee At the dentists discretion
General anesthesia Covered at 80% for oral surgery procedures
   
Crown/Bridge  
Porcelain/Ceramic 50% after deductible
Inlay - metallic 1 surface 50% after deductible
   
Prosthodontics  
Upper or lower partial 50% after deductible up to max fee allowance
Upper or lower complete 50% after deductible up to max fee allowance
   
Orthodontics  
Plan, x rays, study model 50% - optional orthodontic benefits for dependents to age 19. $1000 lifetime max per patient. Available for groups of 10 or more.
Limited treatment N/A
Full treatment 50% - optional orthodontic benefits for dependents to age 19. $1000 lifetime max per patient. Available for groups of 10 or more.
   
Notes:  
*Please refer to certificate for full benefit descriptions and limitations